Financing a home at Bedok Rise Residences follows the Monetary Authority of Singapore's rules for private residential property: the Total Debt Servicing Ratio caps the borrowing an income supports, and the Loan-to-Value limit caps the loan against the price. The figures below were verified against MAS on 26 September 2026.
| Housing loans outstanding | LTV (tenure ≤ 30 yrs, to age 65) | LTV (longer tenure or past 65) | Minimum cash |
|---|---|---|---|
| None | 75% | 55% | 5% / 10% |
| One | 45% | 25% | 25% |
| Two or more | 35% | 15% | 25% |
Bank loans for private residential property. Maximum tenure 35 years. For a first loan the minimum cash is 5% at the 75% tier and 10% at the 55% tier.
A borrower's total monthly debt repayments — the new housing loan plus car loans, credit card minimums and other borrowing — may take up to 55 per cent of gross monthly income. Banks assess the housing loan at a medium-term rate of at least 4 per cent a year for residential property, and count variable income such as bonuses and commission after a haircut of at least 30 per cent. Bedok Rise Residences is private property, so the Mortgage Servicing Ratio, which applies to HDB flats and executive condominiums, has no bearing on the loan.
The TDSR calculator estimates the maximum loan for single or joint applicants and compares it with the LTV ceiling, showing which limit binds. The progressive payment calculator then turns the loan into a stage-by-stage schedule. For a firm figure, an in-principle approval from a bank is the next step, and the Sales Concierge can point you to one.
Registration puts the project material in your hands on the day the developer issues it, and it is the list the Sales Concierge works through first when preview appointments open.
Free, and with no obligation. Every enquiry is answered personally.
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